Auto glass insurance claim, handled for you
Give us your carrier and your vehicle and we will check what your policy covers and what your deductible actually is — before anyone is dispatched, and before any claim is filed.
- Mobile at no extra charge — your driveway, your office lot, your job site
- ADAS camera recalibration on the same visit, not a second appointment
- We bill your carrier direct — GEICO, State Farm, USAA, AAA, Farmers, Progressive
- Workmanship warranted for as long as you own the vehicle
You're all set, there.
We've got your request. A Speedy tech will call you shortly to confirm the glass, your coverage and a time that works.
We check the coverage first, not after
The usual sequence at a glass shop is that you book, the technician arrives, and only then does anyone work out what your insurer will pay. We do it the other way round. Tell us your carrier, your policy number and your vehicle, and we will confirm what is covered and what your deductible is before we send anyone. Nothing is filed until you tell us to go ahead — so if the numbers do not work for you, you have lost nothing but a phone call.
Your insurer cannot choose your shop
This is worth knowing before you ring your carrier, because a lot of drivers are steered without realising it. Under California Insurance Code § 758.5:
- Your insurer cannot require you to have the vehicle repaired at a specific shop.
- It cannot suggest or recommend a specific shop unless you asked for a referral, or you were told in writing that you have the right to choose your own.
- Once you have chosen a shop, it cannot try to steer you to a different one.
- If you choose your own shop, it cannot reduce your reasonable repair cost to whatever its own shop would have charged.
That statute regulates insurers, not repair shops. It does not mean your carrier can never mention a shop — it means the circumstances in which it may are limited, and that the choice is legally yours. If you would like us to do the work, you are allowed to say so.
What California law does not do
It does not make your windshield free. You may have seen advertising implying otherwise. Florida, Kentucky and South Carolina require insurers to cover glass with no deductible; California has no equivalent law. If your glass is fully covered in California, it is because your policy includes a full-glass endorsement you bought — not because of a statute. We would rather tell you that plainly than let you find out when the bill arrives.
What is usually true about glass coverage
- Comprehensive coverage is the part of your policy that pays for glass. Liability-only policies do not cover your own glass at all.
- Your deductible applies to a replacement unless you carry a full-glass endorsement.
- Most carriers waive the deductible on chip repair, because a resin repair costs them far less than a new windshield plus a camera recalibration. That is the insurer's commercial decision — we cannot offer to cover anybody's deductible ourselves.
- Calibration is usually covered where it is required as part of a covered replacement, since the vehicle is not back to its prior condition without it.
Which carriers we bill directly
GEICO, State Farm, USAA, AAA, Farmers and Progressive, among others. Direct billing means we invoice them and you pay only your deductible, if you have one — no paying up front and chasing a reimbursement.
Speedy Windshield Repair is not affiliated with, endorsed by or sponsored by any insurance company. Carrier names appear here only to indicate that we bill those insurers directly.
No insurance, or not worth claiming?
Both are common and neither is a problem. Plenty of our work is cash-pay — especially door glass, which frequently costs less than a comprehensive deductible, making a claim pointless. Tell us the vehicle and we will quote you a real cash number with mobile service included.
Every piece of glass on the vehicle
One mobile team, one visit. If the camera behind your windshield needs recalibrating afterwards, we do that too rather than sending you somewhere else.
Windshield replacement
Crack past repairing? We fit new glass to the adhesive maker's spec and tell you the real safe drive-away time.
See windshield replacement →Chip & crack repair
Caught it early? A resin repair takes about half an hour and most carriers waive the deductible on repair.
See chip & crack repair →ADAS recalibration
Move the glass and you move the camera that aims lane-keeping and automatic braking. We recalibrate and hand you the scan report.
See ADAS calibration →Back glass & rear windows
Rear glass shatters into pebbles rather than cracking. We vacuum it out of the seats and cabin, and match the defroster grid.
See back glass replacement →Door & side windows
Broken into overnight? Usually cheaper than a comprehensive deductible, so most people just pay cash and never file.
See car window replacement →Mobile service
There is no shop to drive to. Tell us where the vehicle is parked and we'll tell you straight whether we can work there.
See how mobile service works →Three steps, no shop visit
Tell us what broke
Send the form or call. Your VIN or plate gets us the exact glass for your vehicle, including whether it carries a camera, rain sensor or heating element.
We check your coverage first
Before anyone is dispatched we confirm what your policy covers and what your deductible actually is, so the price you hear is the price you pay. No claim is filed until you say go.
We come to you
Your driveway, your office lot, your job site — at no extra charge. We fit the glass, recalibrate the camera if there is one, and tell you when it's safe to drive.
What California drivers actually pay
Straight answers, because there is a lot of misleading advertising in this industry.
California has no free-glass law
You may have seen ads implying windshields are free by law in California. They aren't. Florida, Kentucky and South Carolina require zero-deductible glass coverage — California does not. If your glass is fully covered here, it's because you bought a full-glass endorsement, not because of a statute.
So what will it cost?
It depends on your policy, and we'll check it before we dispatch rather than after. Two things are usually true: comprehensive coverage pays for glass minus your deductible, and most carriers waive the deductible on chip repair because a repair costs them far less than a replacement.
Your insurer can't pick your shop
Under California Insurance Code § 758.5 your insurer cannot require you to use a specific shop. It cannot recommend one unless you asked for a referral or were told in writing that you may choose. Once you've chosen, it cannot steer you elsewhere, and it cannot cut your reasonable repair cost down to what its own shop would have charged.
No insurance? That's common
Plenty of our work is cash-pay, especially door glass, which often costs less than a comprehensive deductible anyway. Tell us the vehicle and we'll quote you a real number with mobile service included, not a "starting from" figure that changes when we arrive.
Speedy Windshield Repair is not affiliated with, endorsed by or sponsored by any insurance company. Carrier names appear on this site only to indicate that we bill those insurers directly.
Real vehicles, real driveways
What customers say
I had a great experience with Speedy Windshield Repair! They replaced the rear windshield of my car quickly and efficiently. The entire process was smooth, and the customer service was excellent from start to finish. The staff was friendly, professional, and made everything easy. I really appreciated how fast they got me back on the road. I highly recommend them if you’re looking for quality work and great service!
Extremely satisfied with my visit. I got a rock chip on my windshield and I came because I saw they were highly rated. They were honest and transparent about the work that would be performed, they charged me the price they advertise online, and were very friendly during my time there. I would definitely recommend them and i would definitely come back.
Amazing customer service! Excellent work and yes they are speedy! Got my windshield replaced and was so pleasantly surprised when Michael presented me with a "thank you" gift bag. So rare to see engaged service - this place has it..highly recommend.
Verified Google reviews for Speedy Windshield Repair · read all 1,164 on Google
4.9 stars from 1,164 Google reviews
Our shop and our Google listing are in San Diego. Orange County and Los Angeles County are served by mobile dispatch — there is no branch to visit in either county, and the rating below is the same team that comes to you.
1,164 reviews
- Registered shop
- 2710 Garnet Ave Suite 201
San Diego, CA 92109 - Service area
- Orange County & Los Angeles County — mobile only
- Hours
- Mon–Fri 8:00am–6:30pm · Sat 8:00am–4:00pm · Sun closed
Orange County & LA County coverage
We're a mobile operation — there's no shop for you to drive to in either county. If your city isn't listed, send your ZIP and we'll tell you straight whether we cover it.
Orange County
Los Angeles County
What the warranty actually covers
"Lifetime warranty" is meaningless unless somebody writes down what it includes. Here's ours.
Covered, for as long as you own the vehicle
- Water leaks caused by our installation
- Wind noise caused by our installation
- Moulding and trim failures from our fitting
- Workmanship defects of any kind on our install
Not covered — and we'd rather say so up front
- New impact damage — a fresh rock is a fresh job
- Stress cracks spreading from damage that predates our work
- Defects in the glass itself, which carry the manufacturer's warranty
- Damage from a later collision or a break-in
Frequently asked
Comprehensive glass claims are generally treated differently from at-fault accident claims, but how your particular carrier and policy handle it is between you and them, and we are not going to make you a promise on someone else's behalf. What we can do is establish exactly what is covered and what you would pay before anything is filed, so you can make the decision with real figures.
No. Under California Insurance Code § 758.5 an insurer cannot require you to use a specific shop, cannot recommend one unless you asked for a referral or were notified in writing of your right to choose, cannot steer you away once you have chosen, and cannot cut your reasonable repair cost down to what its own shop would have charged. The choice is yours to make.
For the carriers we bill directly, we invoice them and you pay only your deductible if your policy has one. You should not need to pay the full amount and claim it back.
Then filing a claim makes no sense and we will tell you so. This comes up constantly on single door windows. Ask us for the cash price, compare it to your deductible, and if cash is cheaper, pay cash and keep the claim off your record.
Your carrier, your policy number, and the vehicle — the VIN is ideal because it also tells us the exact glass and whether there is a camera to recalibrate. It usually takes a few minutes, and we make no claim until you have seen the numbers and agreed.
Get your glass sorted this week
Send the form and we'll confirm your glass, your coverage and a time — or just call and talk to somebody now.